```html
<!DOCTYPE html>
<html lang="zh-CN">
<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <style>
        body {
            font-family: Arial, sans-serif;
            color: #333;
            background-color: #fff;
            margin: 0;
            padding: 0;
        }
        .container {
            max-width: 1440px;
            margin: 0 auto;
            padding: 2rem;
        }
        .steps {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 2rem;
        }
        .step {
            display: flex;
            align-items: center;
        }
        .step-number {
            width: 2rem;
            height: 2rem;
            border-radius: 50%;
            background-color: #ccc;
            color: #fff;
            display: flex;
            justify-content: center;
            align-items: center;
            margin-right: 0.5rem;
        }
        .active .step-number {
            background-color: #007bff;
        }
        .form-group {
            margin-bottom: 1rem;
        }
        .label {
            font-weight: bold;
            margin-bottom: 0.5rem;
        }
        .input-group {
            display: flex;
            align-items: center;
        }
        .input {
            padding: 0.5rem;
            border: 1px solid #ccc;
            border-radius: 0.25rem;
            margin-right: 0.5rem;
            flex: 1;
        }
        .select {
            padding: 0.5rem;
            border: 1px solid #ccc;
            border-radius: 0.25rem;
            margin-right: 0.5rem;
        }
        .button {
            padding: 0.5rem 1rem;
            background-color: #007bff;
            color: #fff;
            border: none;
            border-radius: 0.25rem;
            cursor: pointer;
        }
        .description {
            margin-top: 2rem;
            border-top: 1px solid #ccc;
            padding-top: 1rem;
        }
    </style>
</head>
<body class="theme-light" data-layout="fluid" data-grid-columns="12">
    <div class="container" data-antd-component="Layout">
        <div class="steps" data-antd-component="Steps" data-antd-props='{"current":0}'>
            <div class="step active" data-antd-component="Steps.Step" data-antd-props='{"title":"填写转账信息","status":"process"}'>
                <div class="step-number">1</div>
                <span>填写转账信息</span>
            </div>
            <div class="step" data-antd-component="Steps.Step" data-antd-props='{"title":"确认转账信息","status":"wait"}'>
                <div class="step-number">2</div>
                <span>确认转账信息</span>
            </div>
            <div class="step" data-antd-component="Steps.Step" data-antd-props='{"title":"完成","status":"wait"}'>
                <div class="step-number">3</div>
                <span>完成</span>
            </div>
        </div>
        <form data-antd-component="Form">
            <div class="form-group" data-antd-component="Form.Item" data-antd-props='{"label":"付款账户"}'>
                <label class="label">付款账户</label>
                <input class="input" type="text" value="ant-design@alipay.com" data-antd-component="Input">
            </div>
            <div class="form-group" data-antd-component="Form.Item" data-antd-props='{"label":"收款账户"}'>
                <label class="label">收款账户</label>
                <div class="input-group">
                    <select class="select" data-antd-component="Select">
                        <option>支付宝</option>
                    </select>
                    <input class="input" type="text" value="test@example.com" data-antd-component="Input">
                </div>
            </div>
            <div class="form-group" data-antd-component="Form.Item" data-antd-props='{"label":"收款人姓名"}'>
                <label class="label">收款人姓名</label>
                <input class="input" type="text" value="Alex" data-antd-component="Input">
            </div>
            <div class="form-group" data-antd-component="Form.Item" data-antd-props='{"label":"转账金额"}'>
                <label class="label">转账金额</label>
                <input class="input" type="text" value="¥ 500" data-antd-component="Input">
            </div>
            <button class="button" type="submit" data-antd-component="Button">下一步</button>
        </form>
        <div class="description" data-antd-component="Card">
            <h3>说明</h3>
            <p><strong>转账到支付宝账户</strong></p>
            <p>如果需要，这里可以放一些关于产品的常见问题说明。如果需要，这里可以放一些关于产品的常见问题说明。如果需要，这里可以放一些关于产品的常见问题说明。</p>
            <p><strong>转账到银行卡</strong></p>
            <p>如果需要，这里可以放一些关于产品的常见问题说明。如果需要，这里可以放一些关于产品的常见问题说明。如果需要，这里可以放一些关于产品的常见问题说明。</p>
        </div>
    </div>
</body>
</html>
```